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Strata or Community Title – What’s the difference?

At Hunter Legal & Conveyancing “New Ideas, Traditional Values” is at the forefront of what we do which is why we can help you with your property matters to ensure that you are well informed about all the necessary legal aspects of buying/selling your property. Our senior staff has over 30 years’ experience in property law and we will keep you up to date to ensure you never miss a milestone during the settlement process. We do this via phone calls, emails, and SMS’ so you can choose how you will be contacted to suit your lifestyle.


What is a Strata Title?

Strata title is a system that has a building or collection of buildings that have been divided into ‘lots’. Within this system are usually units or townhouses, which generally have a combination of private residences as well as communal spaces.

When a lot is purchased within a strata title property not only has the purchaser bought their lot, they have also bought a share in the common property which generally includes gardens, foyers and driveways so any property purchased makes the purchaser a member of the owners corporation, which is the corporation that cares for the things previously mentioned like the gardens. They also make decisions that benefit/maintain the building.

What is a Community Title?

Community title is a system that is similar to a Strata title system whereby when you purchase a lot, you own a share in the common property. A community title system refers to two (2) or more lots that share a common area. More often than not community titles are large estates that contain several lots and have some form of gated security.

Purchasers who purchase a Community title lot will be part of tabled meetings or alike similar to Strata Title “owners corporation” meetings, whereby they will discuss things such as the maintenance of the common property and decisions that benefit the building can also be made at these meetings.

What are the main differences between a Strata & Community Title?

Lots & Boundaries

  • Strata boundaries are defined by the building; and
  • Community Title is usually defined by lots.

Determinations

  • Strata & Community Title properties have meetings regularly to talk about the common property;
  • They usually have an annual meeting that discusses the year ahead and what the budget will be allocated to so all owners have a say.

Maintenance

  • The maintenance contributions for both Strata & Community Title properties are pro-rated based on the value or lot size of the property; and
  • Both also have corporations that are responsible for managing the financial and insurance aspects as well as conflicts.

Insurance

  • Strata Insurance is compulsory; and
  • Community Title insurance is not compulsory and the Community corporation is only responsible for insuring any common areas or buildings such as service infrastructure.

For more information about Community or Strata title call us today on 1300 224 828.


We go above and beyond at Hunter Legal & Conveyancing to ensure our fixed fee service includes everything you need to buy and/or sell your property with ease. With over 30 years experience in Conveyancing and with HLC being a 7 day a week service, any questions you may have can be answered immediately. After hours also includes weekends, so if you want to secure your sale and/or purchase quickly you can call our professional Conveyancing team to get your matter underway.

We look forward to assisting you to ensure your property matters are on time and hassle-free.

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